Terms & Conditions

Terms & Conditions

Welcome to StockMafia! By accessing or using StockMafia’s website and services, you agree to comply with these Terms and Conditions. These T&Cs govern your access to and use of our site, as well as your interactions with our content, services, and community. Please read these Terms carefully.

If you do not agree to these Terms, please refrain from using StockMafia.

Introduction

About StockMafia: StockMafia is an online portal based in India providing AI-enhanced stock images, free for non-commercial use and accessible through membership for commercial purposes.

Acceptance of Terms: By using StockMafia, you agree to abide by all applicable Indian laws, including the Information Technology Act, 2000, and related rules. StockMafia reserves the right to modify these Terms at any time. Continued use of our services implies acceptance of updated Terms.

Services and Membership

Non-Commercial Use: StockMafia offers free access to a range of images for personal and non- commercial use.

Commercial Membership: For commercial usage, users are required to purchase a Premium Membership at a monthly rate, which grants access to high-resolution images, commercial licensing, and custom image generation tools.

Membership Cancellation: Members may cancel their subscription at any time. Membership will continue until the end of the paid billing cycle, after which it will not be renewed.

User Responsibilities and Conduct

Account Responsibility: Users are responsible for maintaining the security and confidentiality of their account information. StockMafia is not liable for any loss or damage resulting from unauthorized access to your account.

Compliance with Laws: Users must comply with all applicable Indian laws while using StockMafia’s services. Unauthorized, unlawful, or prohibited use, including misuse of images for sensitive areas (e.g., adult content, political campaigns, hate speech) or misrepresentation, is strictly forbidden.

Liability for Misuse: Users are responsible for ensuring ethical and legal use of images. StockMafia disclaims liability for any misuse, and users agree to indemnify StockMafia against any legal action arising from misuse.

Licensing and Usage Rights

Non-Commercial Licensing: StockMafia provides images free for non-commercial use under a standard license, which includes personal projects, educational uses, or social media.

Commercial Licensing: Premium members gain an unlimited commercial license to use images for purposes like advertising, marketing, and branding, but must adhere to StockMafia’s guidelines to avoid misuse or infringement of third-party rights.

Editorial Use: Some images may only be available for editorial use, particularly those involving recognizable public figures, brands, or locations. Users are responsible for ensuring compliance with editorial-use restrictions.

Content Generation and Modification

Image Generation: Premium users have access to image generation tools to create customized visuals. These images are subject to the same usage rules outlined above.

Modifications: Users may modify images, such as cropping or adding filters, but modifications must remain legal and non-defamatory. Unethical alterations or those which promote hate, violence, or illegal activities are strictly prohibited.

Intellectual Property Rights

Ownership: StockMafia owns or licenses all intellectual property rights to the images, designs, and trademarks displayed on the site. Users are granted a limited license, as specified in these Terms, but no ownership rights are transferred.

Prohibited Uses: Users may not reproduce, distribute, sell, or commercially exploit any part of StockMafia’s content without explicit written permission, unless a valid commercial license has been acquired through the Premium Membership.

Violation of IP Rights: Unauthorized use or infringement of StockMafia’s IP rights will result in immediate suspension of the account, and StockMafia reserves the right to take legal action.

Privacy and Data Protection

StockMafia respects user privacy and processes data according to our Privacy Policy. We collect and store personal information in compliance with the Information Technology Act, 2000, and other applicable privacy regulations.

Limitations of Liability

Service Availability: StockMafia strives to provide uninterrupted access to services but does not guarantee availability. StockMafia is not liable for any downtime, technical errors, or loss of data.

Liability Disclaimer: StockMafia disclaims liability for damages arising from misuse of images, unauthorized account access, or third-party content. StockMafia will not be held responsible for any consequential, incidental, or punitive damages.

Termination
StockMafia reserves the right to terminate user access for any breach of these Terms, including unauthorized commercial use, IP infringement, or unlawful conduct. Upon termination, all rights to use StockMafia’s content immediately cease, and any outstanding balance will not be refunded.
Dispute Resolution

Governing Law: These Terms are governed by and construed in accordance with Indian law.

Jurisdiction: Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of courts in [Location], India.

Resolution Process: In the event of a dispute, users agree to attempt resolution through informal negotiations with StockMafia before initiating any legal action.

Modifications to Terms

StockMafia reserves the right to update these Terms periodically to reflect changes in laws, services, or business practices. We encourage users to review the Terms regularly. Continued use of StockMafia implies acceptance of the updated Terms.

Contact Information

For any questions or concerns regarding these Terms, please contact us at:

Email: contact@stockmafia.com

These Terms & Conditions are issued by PAPARTANK (OPC) PRIVATE LIMITED, operating under the name StockMafia. Our registered operational address is: C-105, Urbtech Trade Centre, Sector 132, Noida, Uttar Pradesh-201304.